If you are one of our clients and you need to file a claim, please reach out to our office so we can help you with the process. If you are not our client this information below should help you.

Filing an insurance claim involves several steps to ensure a smooth process and maximize your chances of approval. Here’s a step-by-step guide:

Step 1: Review Your Policy

• Check your insurance policy to understand coverage, deductibles, and any exclusions.

• Note the deadlines for filing a claim.

Step 2: Document the Incident

• Take photos or videos of the damage or incident.

• Collect relevant documents (police reports, medical records, repair estimates, receipts, etc.).

• Write down details such as date, time, and location of the event.

Step 3: Contact Your Insurance Carrier

• Call or visit your insurer’s website to report the claim.

• Provide policy details and explain what happened.

• Ask about the next steps and required documentation.

Step 4: Complete and Submit the Claim Form

• Fill out any claim forms accurately.

• Attach all necessary supporting documents.

• Submit the claim via the insurer’s preferred method (online, mail, or in person).

Step 5: Work with the Adjuster

• The insurance company may assign an adjuster to assess the damage.

• Cooperate with them and provide any additional information they request.

• Get repair or medical cost estimates if needed.

Step 6: Track Your Claim

• Keep a record of all communications with the insurer.

• Follow up if necessary to ensure timely processing.

Step 7: Receive Payment or Resolution

• If approved, review the payout details and ensure they align with your policy.

• If denied, request a written explanation and consider appealing the decision.

Would you like help with a specific type of claim (e.g., auto, home, health, life)?